McFarland said she got to travel a lot working for Back to School Chubby Red Pencil Charm so she plans to spend more time at home now. "I will be happy to stay home and garden, do arts and crafts water color and photography and am going to start doing a lot of hikes, taking photos and then painting them." An outdoor person, she also plans to spend a lot of time swimming. A retirement party was held in honor of Disc charm at The Pines Resort and was attended by 160 guests.Here's a snapshot of retailer stocks since the market bottomed in March 2009. Wal-Mart Stores has gone nowhere. Globe Charm has tripled. It's tempting to conclude that shoppers simply are trading up to more expensive purchases. But those retailers cater to consumers at extreme ends of the income spectrum. A look at fashion sold to middle-income shoppers tells a different story. When department stores reduced inventory to adjust to smaller wallets during the crisis, the likes of Big Apple Charm and TJX, operator of T.J. Maxx and Marshalls, thrived. That's because they sell brand-name apparel at a big discount and had the opportunity to buy a glut of merchandise retailers and manufacturers were desperate to clear. Can Ross and TJX keep up their performance? One issue is whether they will secure enough merchandise now that retailers are keeping inventories lean even as sales rebound.
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